Yacht Insurance

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There's no better way to protect what you’ve worked so hard for

At State Fund Insurance, we’re committed to bringing you innovative insurance solutions that stay in-synch with your ever-changing life. When you take to the water, protect your family, guests and your investment with the very best in marine insurance.

Broad navigation territories covering the continental U.S. and Canada are available: Coverage up to 30 days may be available for most newly acquired yacht’s purchase price.  Marine claim experts available to assist you anytime.

Physical Damage coverage: Provides protection in the event of a collision with a submerged object or another yacht.

Liability coverage: For bodily injury or damage to the property of others.

Personal Property coverage: Protects personal property on the yacht including, but not limited to, your clothing, stereo system, cameras and other personal items.

Towing and Assistance coverage: To transport your yacht to a repair facility when it’s inoperable and you’re stranded. Gas delivery for yachts and roadside assistance are also available.

Insurance as Exceptional as Your Yacht

Flexible Pricing Programs

You choose. Agreed Value or Actual Cash Value coverage: Agreed Value entitles you to the "replacement value" on most partial losses involving your vessel, its furniture, fixtures and electronic equipment. Actual Cash Value earns you a substantial premium discount. In the event of a loss, settlement is based upon a depreciated value.

Education Discounts Up to 10 Percent: For safe boating courses, including Power Squadron and U.S. Coast Guard.

Equipment credits: Available for safety equipment such as built-in fire extinguisher systems and burglar alarms.

Flexible payment options: You can pay your bill by: check, electronic funds transfer (EFT), phone or online.

Premium Discounts: Available if you already hold a State Fund Insurance Auto and/or Home policy.

Superior Claim Service:  Our marine claim experts offer assistance round the clock. Just call 800-241-1151

Yacht Insurance Quote

Yacht Quote

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